Paying for College

Achieve your higher education goals—for yourself and your family

How much would monthly payments be?

Estimate what new or refinanced student loan payments could look like with a private college loan. 

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Calculate undergraduate student loan payments

Use this calculator to help you understand the monthly payments, interest and other costs associated with an NEA Undergraduate Loan.
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Calculate graduate student loan payments

Use this calculator to help you understand the monthly payments, interest and other costs associated with an NEA Graduate Loan.
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See how much you could save by refinancing*

Do you already have private student loans? Use this calculator to help determine if refinancing is right for you. 

Student loan resources for NEA members

The NEA Undergraduate Loan Program

NEA Undergraduate Loan Program

Create your own customized, private student loan that fits your budget. Get help paying for college expenses that financial aid may not fully cover. Plus, as an NEA member, you’ll receive an exclusive 0.25% interest rate discount.

The NEA Graduate Loan Program

NEA Graduate Loan Program

Create your own customized, private student loan for masters expenses that fits your budget. Get help paying for postgraduate expenses that financial aid may not fully cover. Plus, as an NEA member, you’ll receive an exclusive 0.25% interest rate discount.

The NEA Parent Loan Program

NEA Parent Loan Program

Use the strength of your credit to secure college funding for your child with a customized private parent loan for college that you control. As an NEA member, you’ll receive an exclusive 0.25% interest rate discount.

The NEA Student Loan Refinance Program

NEA Student Loan Refinance Program

Choose repayment options that fit your timeline and budget. You can lower the interest rate or your monthly student loan payment, plus NEA members can get a special one-time credit.

 

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Do you already have student loans? 
You may qualify for student loan forgiveness.

Many NEA members qualify for student loan forgiveness or income-based repayment programs and don't know it. Learn about your options.

 

Learn more about how to pay for college

PLEASE NOTE 

*Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Benefits that exist with federal loans (such as public service forgiveness and income-based repayment plans) could be forfeited if you consolidate them into a private loan. 

If you’re not sure, first check your federal student loan forgiveness eligibility status with the NEA Student Loan Forgiveness Navigator tool.